會。若欠債人沒有如實申報所持有物業或其他資產，便有機會令債務重組的申請失敗，而且根據香港法例，在申請債務重組時，須委任代名人向其債權人提出償還債務建議，如果所委任的代名人沒有專業資格，亦有機會申請失敗。 They also act as an middleman in between both you and your creditors. Only seventy five% of one's creditors ought to conform to the repayment program with the IVA to continue. Aquiring... https://iva90000.newsbloger.com/30219666/the-smart-trick-of-債務重組邊間-that-nobody-is-discussing-ivano1-top