Being contacted about a debt does not mean you have to tolerate harassment. If Comenity Bank debt collectors are calling you multiple times a day or at inconvenient hours, their actions may violate the FDCPA. Threats of arrest, lawsuits, or wage garnishment are another common tactic—but these threats are illegal if the collector cannot or does not intend to follow through. You are als... https://protectionforconsumers.com/how-to-end-harassment-from-comenity-bank-debt-collectors/